Privacy Policy

Introduction

Your privacy matters to us. This site collects minimal information and does not sell, broker, or share personal information with third parties for marketing purposes. We operate this site to provide free educational content about business credit bureaus, scoring systems, and related public information.

This policy applies to all visitors of lizoxo-gosuro.info regardless of location, though it is primarily designed to reflect our obligations under applicable United States law, including the California Consumer Privacy Act (CCPA) and the California Privacy Rights Act (CPRA) for California residents, and general principles consistent with Federal Trade Commission (FTC) guidance on privacy.

By using this site, you acknowledge that you have read this policy. If you disagree with any part of it, please discontinue use of the site.

Information We Collect

Information You Provide

When you submit the contact form on this site, you voluntarily provide us with your name, email address, phone number, and any message content you choose to include. This information is transmitted directly to our email inbox via your device's email client using the mailto: protocol. We do not operate a server-side form processor, and form submissions are not stored in a database by this site.

If you submit a reader story or request to be notified of updates, your email address is used solely for that purpose.

Information Collected Automatically

Like most websites, our server may log standard technical information when you visit, including your IP address, browser type and version, pages visited, time of visit, and referring URL. This information is used for site maintenance and security purposes. We do not combine this data with personal identifiers.

Cookies and Similar Technologies

We use cookies to remember your cookie consent preference and to support basic site functionality. Details are provided in the Cookies and Tracking section below and in our separate Cookie Policy.

How We Use Information

Information collected through this site is used exclusively for the following purposes:

Contact form submissions are used to read and respond to your inquiry, correction, or suggestion. We do not add contact form submitters to any marketing list without explicit consent. Reader story submissions may be adapted and published on the site in anonymized form, as described on the Reader Stories page. Server log data is reviewed periodically for security monitoring and is not used for profiling. Cookie consent preference data is stored locally in your browser to avoid showing the consent notice repeatedly.

We do not use any information collected from this site to make automated decisions about individuals, to profile users for advertising purposes, or to build behavioral profiles.

Cookies and Tracking

This site uses a small number of cookies. A first-party cookie stores your cookie consent preference under the name "lgi_consent." This cookie does not track browsing behavior and contains only your consent status and the date it was set. It expires after 365 days.

We do not use advertising cookies, cross-site tracking cookies, or cookies from third-party advertising networks. If we embed any third-party content such as maps, those services may set their own cookies subject to their own privacy policies.

You can disable cookies in your browser settings. Doing so will not prevent you from accessing content on this site, though the cookie consent notice will reappear on each visit.

For complete information about the cookies used on this site, please review our Cookie Policy.

Information Sharing

We do not sell personal information. We do not share personal information with third parties for their own marketing purposes. We do not participate in data broker arrangements.

We may disclose information in the following limited circumstances: when required by applicable law, court order, or governmental authority; when necessary to protect the security of this site or the rights of users; and when information is shared with service providers who assist with site hosting or maintenance, subject to confidentiality agreements.

Any third-party service providers we use are contractually restricted from using your information for purposes other than providing services to us.

Data Retention

Because contact form submissions are delivered directly to our email inbox via the mailto: protocol, retention of that information is governed by our standard email management practices. We retain email correspondence for a reasonable period to allow us to respond and maintain records of site-related inquiries.

Server log data is retained for a period consistent with security monitoring needs and is not archived indefinitely. Cookie consent preference data is stored in your browser for 365 days or until you clear your cookies.

Your Rights

Depending on your state of residence, you may have specific rights regarding your personal information under applicable state law.

California residents have rights under the CCPA and CPRA, including the right to know what personal information is collected about you, the right to delete personal information we hold about you, the right to opt out of the sale of personal information (we do not sell personal information), the right to non-discrimination for exercising your privacy rights, and the right to correct inaccurate personal information.

Residents of Virginia, Colorado, Connecticut, Utah, and other states with comprehensive consumer privacy legislation may have similar rights under their respective state laws. We will respond to verifiable requests in accordance with applicable law.

To exercise any applicable rights, contact us at [email protected] or by mail at 1233 Findlay St, Cincinnati, OH. We will respond within the timeframe required by applicable law.

Children's Privacy

This site is not directed to individuals under the age of 13. We do not knowingly collect personal information from children under 13. If we become aware that a child under 13 has provided personal information, we will take steps to delete that information. If you believe a child has provided information to this site, contact us at [email protected].

This site contains educational content about business credit that is designed for adult small business owners. It is not appropriate for or marketed to minors.

Security

We take reasonable technical and organizational measures to protect information associated with this site. However, no method of internet transmission or electronic storage is completely secure. We cannot provide an absolute guarantee of the security of information transmitted to or from this site.

Because contact form submissions are processed through your device's email client using the mailto: protocol rather than a server-side form processor, the security of that transmission depends in part on your own email client and configuration.

Policy Changes

We may update this Privacy Policy periodically to reflect changes in our practices or applicable law. When we make changes, we will update the "Last Updated" date at the top of this page. Continued use of the site after a policy update constitutes acceptance of the revised policy.

We encourage you to review this page periodically. Material changes will be noted prominently when possible.

Contact Us

If you have questions about this Privacy Policy or wish to exercise your privacy rights, you may reach us through the following channels:

Email: [email protected]
Phone: +1 513-684-5009
Mail: 1233 Findlay St, Cincinnati, OH

We aim to respond to all privacy-related inquiries within a reasonable timeframe and within the period required by any applicable state law.