Terms of Use

A. Acceptance of Terms

By accessing any page of this Site, you indicate that you have read, understood, and agree to be bound by these Terms of Use. If you do not agree to these terms, please do not use this Site.

We reserve the right to update these terms at any time. Updates take effect when posted on this page. The "Last Updated" date reflects when the current version was finalized. Your continued use of the Site after any update constitutes acceptance of the revised terms.

These terms apply to all users of the Site, including visitors who browse content, users who submit contact forms, and anyone who engages with any feature of the Site.

B. Nature of Content

Lizoxo Gosuro is an independent educational resource. All content on this Site is provided for general informational purposes only. The content is based on publicly available documentation from business credit bureaus, federal agencies, and other public sources.

Nothing on this Site constitutes financial advice, legal advice, credit counseling, or any form of professional services. We are not affiliated with Dun and Bradstreet, Experian, Equifax, the Small Business Administration, the Internal Revenue Service, or any other organization referenced on this Site.

The content on this Site is intended to help small business owners understand publicly available information about how business credit bureaus operate. It is not intended to substitute for consultation with qualified financial, legal, or business professionals.

Bureau scoring methodologies change over time. While we make reasonable efforts to keep content current, we cannot ensure that all information reflects the most recent practices of the bureaus described. Verify important information directly with the relevant bureau or agency.

C. Permitted Use

You may access and read content on this Site for personal, non-commercial, educational purposes. You may share links to pages on this Site. You may print or save content for your own reference.

You may not reproduce, republish, distribute, or commercially exploit the content of this Site without our prior written permission. You may not use automated tools to scrape, index, or systematically copy content from this Site. You may not use this Site in any way that could damage, disable, or impair the Site or interfere with other users.

You may not misrepresent the content of this Site or attribute to this Site any statements it does not make. You may not use content from this Site in a way that implies endorsement of any product, service, or organization.

D. Intellectual Property

The original written content, design, layout, and code of this Site are the property of Lizoxo Gosuro and are protected by applicable copyright law. References to third-party scoring systems, bureau names, and publicly available documentation are made for educational and descriptive purposes only and do not imply any ownership of or affiliation with those third parties.

The names Dun and Bradstreet, PAYDEX, Experian, Intelliscore Plus, Equifax, and other marks referenced on this Site are the property of their respective owners. Their use here is purely for descriptive and educational purposes.

E. External Links

This Site may contain links to external websites including government agencies, credit bureaus, and other public resources. These links are provided for convenience and informational purposes. We do not control external sites and are not responsible for their content, privacy practices, or accuracy.

Inclusion of a link does not constitute endorsement of the linked site or its content. We encourage you to review the terms and privacy policies of any external site you visit.

F. Disclaimer of Warranties

This Site and its content are provided on an "as is" and "as available" basis without warranties of any kind, express or implied. We do not warrant that the content is accurate, complete, current, or free from errors. We do not warrant that the Site will be uninterrupted or error-free.

To the fullest extent permitted by applicable law, we disclaim all warranties, including implied warranties of merchantability, fitness for a particular purpose, and non-infringement. The use of information from this Site is at your own discretion and risk.

G. Limitation of Liability

To the maximum extent permitted by applicable law, Lizoxo Gosuro and its operators shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of this Site or reliance on its content.

This limitation applies regardless of whether the claim is based on contract, tort, negligence, strict liability, or any other legal theory, even if we have been advised of the possibility of such damages.

Some jurisdictions do not allow the exclusion or limitation of certain damages. In such jurisdictions, our liability is limited to the maximum extent permitted by law.

H. Indemnification

You agree to indemnify and hold harmless Lizoxo Gosuro, its operators, and any affiliated parties from and against any claims, liabilities, damages, losses, and expenses, including reasonable legal fees, arising out of or related to your use of the Site, your violation of these Terms of Use, or your violation of any applicable law or the rights of a third party.

I. Governing Law

These Terms of Use are governed by the laws of the State of Ohio, United States, without regard to its conflict of law principles. Any dispute arising from these terms or your use of this Site shall be subject to the exclusive jurisdiction of the courts located in Hamilton County, Ohio.

If any provision of these terms is found to be unenforceable, the remaining provisions will remain in full force and effect.

J. Contact

Questions about these Terms of Use may be directed to us through the following:

Email: [email protected]
Phone: +1 513-684-5009
Mail: 1233 Findlay St, Cincinnati, OH